St. Louis Mortgage Rates: Current Averages, Payment Examples, and Loan Options

Mortgage Interest Rates - St Louis

St. Louis Mortgage Rates Overview

The 30 year fixed mortgage rate stands at 7.56%, reflecting a decrease of 0.05% from the previous reading. This rate is one of several mortgage options tracked, with all rates currently at elevated levels above 7%. These averages, provided by Mortgage News Daily, give a reliable snapshot of the national mortgage landscape and serve as a reference point for St. Louis homebuyers, sellers, and real estate professionals. Please note these are national averages and not quotes for any individual borrower.

How Current Mortgage Rates Affect Monthly Payments and Buyer Power

Mortgage rates have a Continue Reading →

St. Louis Home Tour Video Map Sees Surge in New Additions

The most watched home tour video in the St. Louis metro area, with an impressive 187,422 views, is located at 1410 Fournier Dr in Crestwood, MO. This data point highlights the growing interest in video walkthroughs among prospective homebuyers and real estate enthusiasts. As of October 7, 2026, the St. Louis metro catalogue features a total of 8,912 video tours across 311 markets.

Video walkthroughs offer a distinct advantage for buyers. Unlike static photographs, these tours provide a comprehensive view of a property’s layout, including how rooms connect, the steepness of stairs, and the true scale of spaces. This detailed Continue Reading →

October 2026 St. Louis MSA Real Estate Market Update: Steady Growth in Home Prices

The St. Louis Metropolitan Statistical Area (MSA) real estate market continues to show resilience, with homes selling for a median price of $305,000 in September 2026. This marks a 6.71% increase compared to the same period last year, when the median sold price was $285,825. Notably, the median sold price remained stable from August 2026, holding steady at $305,000.

The median list price in September 2026 was $299,900, reflecting a 3.06% rise from $291,000 in September 2025. Despite the increase in median prices, the number of home sales slightly decreased by 0.97%, with 2,973 homes sold compared to 3,002 in Continue Reading →

CRMLS Sues Compass First in Battle Over Private Listings and MLS Cooperation

CRMLS vs Compass

Well, that didn’t take long. Just days after I wrote about the increasingly aggressive fight between California Regional Multiple Listing Service, better known as CRMLS, and Compass over private listings and MLS cooperation, CRMLS has taken the next step. CRMLS filed a federal lawsuit against Compass on October 5, one day before the deadline Compass had given CRMLS to change its rules or face an antitrust lawsuit. Instead of waiting for Compass to sue, CRMLS went first.

The case was filed in the United States District Court for the Southern District of New York, where Compass is headquartered, under case Continue Reading →

So, What’s Happening at the Auffenberg Site in Kirkwood?

If you’ve been wondering what happened to the proposed condominium development around the former Auffenberg dealership on North Kirkwood Road, there’s an update. The original rezoning proposal did not ultimately move forward, but the developer behind it says the condominium plans are not going away.

I spoke with Lorenzo Debrecht of Debrecht Properties, who told me the company expects to resubmit, although he would not give me a specific date. Debrecht said controversy surrounding the design contributed to the decision to pull back. He said the company is working with the City toward a condominium development that better fits the Continue Reading →

What If the Home You Want Is for Sale, but Your Agent Can’t Show It?

Compass vs CRMLS

UPDATE: This dispute has now moved into federal court. On October 5, 2026, CRMLS filed suit against Compass in the Southern District of New York, asking the court to declare its MLS cooperation rules lawful and to block Compass’s threatened antitrust claims involving those rules. Read my follow up on the CRMLS lawsuit against Compass here.

Not long ago I thought the Sitzer/Burnett commission lawsuit might be the biggest and most disruptive issue I would see hit the real estate industry. Apparently, we were just warming up. The battle over private listings, office exclusives, delayed marketing and who gets access Continue Reading →

St. Louis Home Tour Video Map Sees Thousands of Views and New Additions

With 187,422 views, the video tour of 1410 Fournier Dr in Crestwood, MO, stands as the most watched home tour in the St. Louis metro area. This highlights the growing interest in video walkthroughs, a tool that offers potential homebuyers a comprehensive view of properties beyond what static photographs can provide. Video tours allow viewers to understand the flow of a home, assess the gradient of staircases, and appreciate the true dimensions of spaces, all of which are crucial for making informed decisions.

As of September 30, 2026, the St. Louis metro home tour video catalogue boasts a total of Continue Reading →

When a House Changes Hands, What Happens to Everything Inside It?

This fall, my sister and her adult sons were helping our dad clean out his garage and workshop. As things headed toward the discard pile, my sister kept rescuing certain items. We’d grown up seeing them in Dad’s workshop, so the fact that they had been there for as long as we could remember made them seem important.

Dad eventually came out, looked around and wanted to know why they’d left all that junk behind. Apparently, we had confused longevity with sentiment. Some of those things hadn’t survived decades because Dad treasured them. They had survived because Dad hadn’t Continue Reading →

Aging in Place: The House Is Only Part of the Equation

“Aging in place” sounds wonderfully simple. Stay in the house you know, in the neighborhood you know, surrounded by the things and people that make life familiar. It is also what most people say they want. AARP’s latest Home and Community Preferences Survey found that 75% of adults age 50 and older want to remain in their current homes as they age, although 44% expect they will eventually have to move.

That gap raises a question that doesn’t get nearly as much attention as grab bars, stair-free entrances and first-floor bedrooms: What does it actually take to keep a Continue Reading →

Buying a Short-Term Rental? Fannie Mae Just Changed How the Income Can Count

A buyer considering a house as a short-term rental may start with two numbers: What can I charge per night, and how often can I rent it? Fannie Mae now has a much more specific calculation in mind.

On September 2, Fannie Mae introduced new guidelines for using short-term rental income when qualifying for a mortgage on a one-unit investment property. The change gives lenders a specific way to evaluate income from properties rented for short stays rather than through a traditional long-term lease. Fannie Mae’s September income-assessment changes

One of the more interesting parts is what isn’t Continue Reading →

Consumer Groups Ask State Attorneys General to Investigate Zillow, Compass and the Real Estate Referral Fee Model

Consumer Groups Ask State Attorneys General to Investigate Zillow, Compass and the Real Estate Referral Fee Model

A coalition of 19 consumer advocacy groups, including the Consumer Federation of America, American Economic Liberties Project and Open Markets Institute, has sent a letter to the National Association of Attorneys General asking state attorneys general to investigate a broad range of practices involving Zillow, Compass and other major players in the real estate industry. The September 16 letter goes well beyond the ongoing battle between Zillow and Compass over private listings. It raises questions about referral fees, the way online portals route consumers to agents, mortgage relationships, private listing networks, dual representation and the increasing concentration of power among Continue Reading →

St. Louis Home Tour Video Map Sees Over 8,600 Tours Catalogued

The St. Louis metro home tour video map now boasts an impressive 8,643 video tours, covering 311 distinct markets. This extensive catalogue provides home buyers with a unique perspective on properties, offering insights that photographs alone cannot. Video walkthroughs allow potential buyers to see the flow of rooms, assess the steepness of staircases, and gauge the actual size of spaces, which are crucial elements in making informed decisions.

In the past month, 217 new tours have been added to the map, with 28 of those added in just the last week. Notably, St. Louis, MO, leads the way with 67 Continue Reading →

September 2026 Franklin County Real Estate Market Update: Trends and Insights

The Franklin County real estate market experienced notable shifts in August 2026. Homes sold for a median price of $272,500, marking a 7.00% decrease from the previous year’s median of $293,000 in August 2025. This figure also represents a 1.45% decline from July 2026, where the median sold price was $276,500. Despite the decrease in sold prices, the median list price in August 2026 rose to $317,400, a significant 17.12% increase from $271,000 in August 2025.

In terms of sales volume, there were 110 home sales in August 2026, reflecting an 11.29% drop compared to 124 sales in August Continue Reading →

September 2026 St Louis County Real Estate Market Update: Rising Home Prices Amid Fewer Sales

St Louis County Real Estate

The St Louis County real estate market saw notable shifts in August 2026, with homes selling for a median price of $325,000. This represents a significant increase of 12.11% from the median sold price of $289,900 in August 2025. Additionally, the median sold price in August 2026 rose by 1.56% from July 2026, where it stood at $320,000.

Interestingly, while the selling prices have risen, the median list price for homes in August 2026 was $240,000, marking a 17.24% decrease from the $290,000 median list price recorded in August 2025. This divergence between sold and list prices highlights a Continue Reading →

St. Louis Metro Home Sales Surge in 2026: A Promising Market for Buyers and Sellers

The St. Louis metropolitan area is experiencing a notable increase in home sales, marking a positive trend for the real estate market this year. As of the end of August 2026, a total of 23,643 homes have been sold, reflecting a 4.07% rise compared to the 22,718 homes sold during the same period in 2025. This growth indicates a stable and robust market, providing opportunities for both buyers and sellers to engage confidently in real estate transactions. The increase in sales is a promising sign for families and individuals looking to invest in the St. Louis metro area, which spans Continue Reading →

Discover the Fastest Selling Zip Codes in the St. Louis Metro Area

The St. Louis metropolitan area is witnessing a dynamic real estate market, with certain zip codes standing out for their rapid property sales. Leading the pack is Washington, where homes are flying off the market with an average listing period of just 4 days. Currently, Washington boasts an active listing with an average price of $527,500, making it an attractive area for both buyers and sellers seeking swift transactions. This trend reflects a high demand, indicating that properties here are not only desirable but also competitively priced for the market.

Following closely are the zip codes in Jefferson and Madison, Continue Reading →

St. Louis Home Tour Video Map Sees Surge in New Additions

The St. Louis metro area now boasts an impressive 8,643 home tour videos in its catalogue. This figure underscores the growing reliance on video walkthroughs in real estate, offering potential buyers a comprehensive view of properties that traditional photographs simply cannot provide. Video tours allow viewers to understand the flow between rooms, assess the steepness of stairs, and gauge the true scale of spaces, enhancing the home-buying process significantly.

In the past 30 days alone, 211 new video tours have been added to the St. Louis metro catalogue, with 49 of these additions occurring in just the last week. Leading Continue Reading →

What Inflation Does to 50 Years of St. Louis Home Appreciation

When we talk about how much a house has appreciated, the math seems pretty straightforward. What did you pay for it, and what is it worth today?

I started thinking differently about that after reading an analysis by my broker, Dennis Norman of MORE, REALTORS®, who has been tracking and analyzing St. Louis real estate data for decades.. Dennis compared St. Louis home prices in 1975 and today, first in dollars and then in gold. His numbers produced a striking result. The home price in his analysis increased from $39,550 to $339,736, while the amount of gold required to Continue Reading →

Jefferson County Real Estate Market Update: September 2026

jefferson County Real Estate

The Jefferson County real estate market continues to show strong growth, with key metrics indicating a robust performance in August 2026. Homes sold for a median price of $315,000, marking a 5.00% increase from $300,000 in August 2025. This upward trend is also reflected in the month-over-month comparison, as the median sold price rose by 0.88% from July 2026’s $312,250.

The median list price in Jefferson County reached $324,900, a significant 10.14% increase from $295,000 in August 2025, suggesting strong demand and competitive market conditions. Additionally, home sales saw a notable rise, with 297 transactions occurring in August 2026, up Continue Reading →

What Makes an Old Kirkwood House Worth Saving?

Walk around Kirkwood long enough and you will see the yard signs: “Protect Historic Kirkwood.”

I understand the sentiment. Part of what makes Kirkwood look and feel like Kirkwood is its collection of older homes. But preserving those homes gets more complicated when the way people live changes, the cost of renovation climbs, and the land underneath a smaller older house becomes increasingly valuable.

Earlier this year, that tension played out very publicly over the 1858 house on N. Taylor Avenue. After a legal fight over its demolition, the house came down in May. City records show a Continue Reading →

Discover the Fastest Selling School Districts in the St. Louis Metro Area

In the vibrant St. Louis metropolitan area, the real estate market is buzzing with activity, particularly in the school districts where homes are selling at lightning speed. Leading the pack is the CHRISTOPHER DIST #99 in Franklin, where the single active listing has been snapped up in an average of just 1 day, with an attractive average list price of $85,000. This district’s swift sales pace highlights its appeal to families seeking affordable and desirable living options.

Following closely is BRUSSELS DIST 42 in Calhoun-IL, where the average time on the market is only 7 days across three listings. Meanwhile, Continue Reading →

St. Louis Home Tour Video Map Surpasses 8,600 Listings, Offering In-Depth Views of Local Properties

The St. Louis metro area’s home tour video catalogue has reached an impressive 8,643 tours as of September 9, 2026, providing potential homebuyers with a comprehensive look at properties across 311 markets. Video walkthroughs have become an invaluable tool for buyers, offering a more detailed perspective than traditional photographs. They allow viewers to see how rooms connect, assess the steepness of stairs, and gauge the true size of spaces, all of which are crucial elements when considering a home purchase.

In the past 30 days alone, 198 new tours have been added to the map, with 46 of those being Continue Reading →

September 2026 Metro East Real Estate Market Update: Rising Trends and Key Insights

The Metro East real estate market continues to show dynamic changes as of September 2026. In August, homes sold for a median price of $216,000, marking a 5.37% increase from the previous year when the median was $205,000. However, this also represents an 8.09% decrease from July 2026’s median sold price of $235,000. The median list price in August 2026 was $230,000, up 6.98% from $215,000 in August 2025, indicating a robust demand in the market.

The number of home sales also saw a slight increase, with 699 homes sold in August 2026, a 2.04% rise from the 685 Continue Reading →

September 2026 St. Charles County Real Estate Market Update: Prices and Sales on the Rise

The St. Charles County real estate market experienced notable changes in August 2026. Homes sold for a median price of $370,000, marking a 2.78% increase from the same period last year when the median price was $360,000. However, this figure represents a 4.78% decrease from July 2026’s median sold price of $388,560. Meanwhile, the median list price in August 2026 was $409,900, reflecting a significant 10.26% rise from $371,750 in August 2025.

The market also saw an uptick in activity, with 526 homes sold in August 2026, a 7.57% increase compared to the 489 homes sold in August 2025. For Continue Reading →

September 2026 St. Louis MSA Real Estate Market Update: Prices Rise, Sales Decline

The St. Louis Metropolitan Statistical Area (MSA) real estate market showed notable trends in August 2026. Homes sold for a median price of $305,000, marking an increase of 6.09% from August 2025 when the median price was $287,500. However, this figure represents a slight decrease of 1.61% compared to July 2026, where the median sold price was $310,000. The median list price in August 2026 was $299,900, reflecting a 3.41% rise from $290,000 in August 2025.

In terms of sales volume, there were 3,204 home sales in the St. Louis MSA in August 2026, a decrease of 2.79% from the Continue Reading →

What Exactly Are You Buying When You Buy the Lemp Mansion?

Other than my own home, there aren’t many houses where I’ve spent more time than the Lemp Mansion. Long before I became a Realtor, I was an actress, and one of my regular weekend gigs was performing dinner theater there.

Years ago, some visitors posed for a photograph in front of the staircase. When they looked at the picture later, they noticed what appeared to be an elderly woman in period clothing near the top. The photo eventually appeared on social media with quite a discovery: They had photographed a ghost.

Which would have been pretty exciting, except Continue Reading →

St. Louis Home Tour Video Map Sees Surge in New Additions

The most watched home tour video in the St. Louis metro area is of 1410 Fournier Dr in Crestwood, MO, with an impressive 187,422 views. This highlights the growing interest in video walkthroughs as a tool for both buyers and curious observers alike. Video tours offer a unique advantage over traditional photographs by providing a more comprehensive view of a property. They allow potential buyers to see how rooms connect, assess the steepness of staircases, and get a true sense of the space’s size. This can be particularly beneficial in understanding the layout and flow of a home, aspects that Continue Reading →

August 2026 St. Louis City Real Estate Market Update: Trends and Insights

City of St Louis Real Estate

The St. Louis City real estate market experienced notable shifts in July 2026. Homes sold for a median price of $235,000, marking a 5.51% decrease from July 2025’s median of $248,700. This also represents a 9.62% drop from June 2026, when the median sold price was $260,000. Concurrently, the median list price in July 2026 was $215,000, down 9.66% from $238,000 in July 2025.

Despite the decrease in prices, the market saw an uptick in activity, with 306 home sales in July 2026, a 16.79% increase from the 262 sales recorded in July 2025. These figures indicate a dynamic market Continue Reading →

St. Louis Radiation Compensation Has Become a Real Issue for Local Families

For years, radioactive waste tied to the Manhattan Project has been a source of concern for many families in the St. Louis area. Now it is also a compensation issue, and for some people, a very real one. Under the expanded Radiation Exposure Compensation Act, or RECA, some residents in parts of the St. Louis region may already qualify for federal compensation if they lived, worked, or went to school in certain ZIP codes for at least two years after January 1, 1949, and later developed a covered illness.

This matters because a lot of people still do not realize Continue Reading →

Is Not Owning a Home Really a Failure?

A buyer I have been working with recently decided to put their home search on hold for a year. They were qualified to buy, but because they needed to ask sellers for closing-cost concessions, their offers weren’t as competitive as they wanted them to be. Their plan was straightforward: keep renting, save more cash and return to the market in a stronger position.

Then they called me. A friend was doing what they described as “renting to own” through a lease option program, and they wondered whether that might be another path.

The concept was familiar. Years ago, Continue Reading →

St Louis Real Estate Search®         St Louis Home Values

St. Louis Real Estate News        Contact Us

Copyright © 2026 Missouri Online Real Estate, Inc. - All Rights Reserved
St Louis Real Estate News is a Trademark of Missouri Online Real Estate, Inc.

Missouri Online Real Estate, Inc. 3636 South Geyer Road - Suite 100, St Louis, MO 63127 314-414-6000 - Licensed Real Estate Broker in Missouri

The owner and authors this site are providing the information on this web site for general informational purposes only and make no representations, warranties (expressed or implied) or guarantees of any kind whatsoever, as to the accuracy or completeness of any information on this site or of any information found by following any link on this site. Furthermore, the owner and authors of this site will not be liable in any manner whatsoever for any errors or omissions in information on this site, nor for the availability of this information. Additionally the owner and authors of this site will not be liable for for any losses, injuries or damages in any way from the display or use of this information or as the result of following external links displayed on this site, or by responding to advertisements displayed, or contained, on this site In using this site, users acknowledge and agree that the information on this site does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind nor should it be construed as such. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action on this information, you should consult a qualified professional adviser to whom you have provided all of the facts applicable to your particular situation or question. None of the tax information on this web site is intended to be used nor can it be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer.
All of the information on this site is provided as is, with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
This site contains external links to other sites not owned or controlled by the owner of this site, therefore the owner of this site does not control or guarantee in any manner the accuracy or relevancy of any information obtained through following such links. Links contained on this site are for users convenience and users should exercise extreme caution when following links. Including a link on this site does not constitute an endorsement of the site linked to or any views or opinions expressed on the site, products or services offered on outside sites or the companies or organizations that own and operate outside sites.
This site may accept payment for advertising, for displaying advertisements, through affiliate relationships with companies or may receive referral fees or commissions from companies as a result of recommending or referring people to a website. This site may also accept free product samples, free services, gift cards or cash to review a product or service. All paid and sponsored content may not always be identified as such. Any product claim, quote or other representation about a product or service should be verified with the manufacturer or provider.

📬 Stay Ahead of the St Louis Market

Get local real estate updates, trends & insights — as soon as they publish.

Homeowners, buyers, investors & agents rely on us for what really matters in STL real estate.

We don’t spam! Read our privacy policy for more info.